Dental Insurance – Flint, MI
Helping You Get the Most
From Your Benefits
We understand how stressful it can be trying to navigate your dental insurance benefits and treatment coverage. Our front desk staff are experts at understanding the ins-and-outs of different dental insurance policies. We’re more than happy to help you get the details you need to have a worry-free appointment and save you from steep out-of-pocket costs. Below, we’ve outlined some basic information about the typical insurance plan, but keep in mind that for specific details, it’s a good idea to contact your provider directly.
How Does Dental Insurance Work?
Most dental insurance plans encourage patients to stay on top of their oral health to avoid worsening problems that can cause pain and discomfort. There are a few primary components of your plan that are necessary to know in order to understand it. These include:
- Annual Maximum: The maximum amount of money that your insurance policy is willing to pay for dental services every year.
- Deductible: A set amount of money that your insurance expects you to pay out of your own pocket before they begin covering dental services.
- Premiums: The monthly, quarterly, or annual rate that you pay for dental insurance coverage.
These all impact each of your visits. If you have any questions about them, don’t hesitate to get in touch with our team.
What Does Dental Insurance Cover?
Most dental insurance plans use a 100-80-50 coverage structure to determine out-of-pocket costs that patients are responsible for. Basically, this means that they will cover 100 percent of the cost of preventive services, like your semi-annual checkup and cleaning, 80 percent of more basic treatments, like cavity fillings, and 50 percent of invasive procedures, like tooth extractions. Every plan is different, so before you schedule a treatment appointment, we recommend contacting your insurance plan provider for details.
Our In-Network Dental Providers
At Healthy Smiles Dental Care, we accept PPO dental insurance plans and are happy to file claims for out-of-network plans as well. Since we have negotiated discounted rates with a number of major insurance companies, we get to pass on those savings to you! To find out whether we’re an in-network provider with your plan, contact our dental office today!
The PPO insurances that we accept include:
- Delta Dental
- Blue Cross Blue shield
- Guardian
- Unicare
- Dentemax
- Aetna
- Principal
- GEHA
- ADN
- United Concorida
- Ask our friendly team if we accept your insurance